How Fluctuating Oil Prices Affect Us  

Here in Singapore, we often hear the fluctuation of oil prices. If it rises, we will sulk but if it falls, we will be in high spirits. Regardless of the fluctuation, we will surely be affected. Fluctuating oil prices affect everyone and Singapore’s economy in general.

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We have to explore how the fluctuating oil prices affect us. Here are the impacts of oil prices:

  • Transport prices: When we say fluctuation, it entails changes of value frequently or shifting back and forth with uncertainty. It is better if the prices are lower but if the prices are higher, the transport sector will be affected. This means higher fares or higher petrol for people who own private cars.

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  • Property prices: Rationally, the property prices do not imitate the rise and fall of oil prices but historically, we know that when the oil rise and fall, all things will follow. We only need to know that our consumption of oil escalates in times of economic growth which will result to increased oil prices. In times of economic growth, people are encouraged to buy more properties. If there is no economic growth at all, people may restrict buying of properties.

 

  • The economy in general: As mentioned earlier, the fluctuating oil prices affect the local and the global economy. If the prices are low, Singapore, being dependent to other countries for oil, can benefit from this phenomena. This means that households can have better spending power. On top of that, operational costs for business will decrease. However, for oil refinery sectors, the lower prices may slow down their growth.

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Highlights of the 2015 Budget  

Singaporeans were looking forward to hear the speech of the Finance Minister Tharman Shanmugaratnam about the 2015 budget. As expected, he highlighted the Silver Support Scheme and the improvement of Central Provident Fund (CPF) System.

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However, many Singaporeans were surprised to hear other budget allocations. The budget allocations will directly affect the citizens. Whether it is good or bad for the other, we have to know some highlights. Here are some highlights:

  • High-income earners: The Minister stressed that high-income earners (those who make at least $160,000) will have to pay higher income tax. The marginal rate now is 20%. Come 2016, high-income earners will have to pay additional 2% making it 22%.
  • Car owners: There will be additional petrol duty rates for car owners. This is effective immediately. The premium grade petrol will increase to $0.20 per litre while intermediate grade petrol will increase to $0.15 per litre.

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  • Middle-income and low-income households: This year’s budget benefits the middle-income and low-income households. Middle-income taxpayers can enjoy 50% of tax rebate. As for the lower-income households, the GST Voucher will be intensified to $50 cash.
  • Families with children: The minister also gave importance to the families with children saying that there is a new partner operator scheme that will complement to the already available operator scheme. The parents will be happy to know that these centres will offer lower fees. The government will also augment the Child Development Accounts of Singaporean children with ages six and below. These children will receive $600.
  • SMEs: To encourage SMEs and other start-up businesses, the Minister declared that the National Research Fund will be increased to $1 billion.

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The Dos and Don’ts of Online Dating  

Unless you’re working in a completely male milieu, your quest to meet the man of your dreams might take you to the bustling world of Internet. However, online dating isn’t as easy as you think. So, to exponentially increase your chance of getting a successful online dating experience, here are some of practical online dating dos and don’ts.

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Online Dating DOs

  1. Play Some Dating Game. Whether you like it or not, dating is game and you’ll need to play the game for you to get what you want. This means that you’ll need to accept that chase is always part of the courtship process in an online dating setting. If you find a profile that catches your eye, send him a friendly email, an icebreaker, or even just a flirty wink. If that person responds to you, then the game is on.

 

  1. Represent Yourself Honestly. Though it can be easy to misrepresent yourself when dating online, you’ll be more likely to succeed in your online dating venture if you’re honest about who you really are. As you should always represent yourself honestly, expect the same thing in return from anyone you’d meet online.

 

  1. Do an In-Person Encounter When You’re Ready. Once you’ve already established a comfortable rapport between both of you, it’s already time to take your online dating into reality. For your first face-to-face date, opt for an afternoon coffee drink instead of an after-dark activity to ease of any signs of anxiety.

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Online Dating DON’Ts

  1. Divulge Too Much Information Too Soon. Nobody is interested in reading a thesis-long information about you either on your profile, or on your initial email exchanges. It’s actually overwhelming for the other party and can be a total turnoff.

While it’s important to be open and friendly in the getting-to-know-you stage, it’s also necessary that you maintain a sense of mystery on yourself. Just share enough info about yourself to intrigue your prospective match, leaving him wanting for more.

  1. Never Lead Somebody On. This applies both for face-to-face and online dating. If someone you’re not interested with contacts you, never lead him on and just leave him hanging. Instead, send a short and thoughtful rejection from the start of your interaction.

 

  1. Never Jeopardise Your Own Safety. Your safety should always be your number one concern whether it’s online or real-life dating. Avoid giving away identifying information, and never agree to meet a complete stranger in an unfamiliar place. Your well-being and safety should be more important than pleasing a stranger by doing things that you feel are risky and unsafe.

Participating in an online dating site is not as bad as everyone thinks. Just make sure that you remain cautious of the person you’re dealing with and always put your safety as your top priority.

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Five Important Points That Vocal Instructors Teach

Music has long been known as a form of art powerful enough to melt hearts and stir emotions. However, this might not be the case if you’re stuck with same old boring singing style and tone. This is where having vocal training Singapore lessons becomes beneficial for a budding singer like you. Undergoing these lessons will help you improve the tone of your voice and develop a more diverse singing style. To prepare you in taking a voice training, here is a list of the points that you can expect to learn.

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1. Understanding Your Personal Song Repertoire

Ever since childhood, aspiring singers are told that the style of music that they choose to sing should be their personal choice. Although these song choices will still be limited by your voice range, tone and even your age. Well, it’s quite impossible to deliver the emotions needed in a rather mature song if you’re just a teenager. If you want to get the attention of the crowd, then understand and work on the repertoire of songs that you’ll be able to handle and perform well. It would also be wise for you to record your version of the song first and have your trainer listen to it before deciding to go big.

2. Improving Your Skills by Working with a Percussion Instrument

Veteran singers admit that singing with a percussion instrument is a great trick to get your beats right. Some voice trainers use this method in their vocal training Singapore sessions to improve not just the placement of lyrics and timing of breaths of their students, but also their tonal variation to match a song’s rhythm. The drums and bongos are the ideal instruments to use for this method. Also, your voice coach from www.milletmusic.com.sg in Singapore will most likely advice you to pick your own singing style statement, such as pausing after a vowel, or going treble after doing a double tap. If you’re not comfortable with these styles, there are still other ways for you to get the attention of your listeners, and even some music composers.

3. Train You Based on Your Vocal Requirements

Not all of us are blessed with an immaculate voice quality and tone, which is why most of us still need to undergo singing lessons or vocal training Singapore to improve our voice. Learning under a Singapore voice trainer who uses innovative ways to develop their student’s skills can also be a great way for you develop into a singer or performer of par excellence. These instructors will be able to assist and train you based on your present vocal skills using new and effective training methods.

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4. Develop a Connection with Other Singers

Aside from teaching new techniques and diverse styles of singing, voice coaches also encourage students to learn to connect with other singers. With this, you’ll be able to get hold of useful information from other singers and composers regarding the types of available singing courses that could help you get accustomed with new song genres and styles of singing.

5. Set Rhythms by Counting Beats

Most voice instructors require their students to count beats accurately. Doing this will help students set up their rhythm and improve their overall performance. An entire song composition is set on bars and beats, and it would be a smart move to go for a timing based on the rhythm perceived by your own ears. Once you got the tone, your feet can now easily follow the beat of the song. Also, keep in mind that most song are recorded in the counts of 8-beats. Knowing this will make it easier for you to count the beast and set your rhythm.

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