Here in Singapore, we often hear the fluctuation of oil prices. If it rises, we will sulk but if it falls, we will be in high spirits. Regardless of the fluctuation, we will surely be affected. Fluctuating oil prices affect everyone and Singapore’s economy in general.
We have to explore how the fluctuating oil prices affect us. Here are the impacts of oil prices:
- Transport prices: When we say fluctuation, it entails changes of value frequently or shifting back and forth with uncertainty. It is better if the prices are lower but if the prices are higher, the transport sector will be affected. This means higher fares or higher petrol for people who own private cars.
- Property prices: Rationally, the property prices do not imitate the rise and fall of oil prices but historically, we know that when the oil rise and fall, all things will follow. We only need to know that our consumption of oil escalates in times of economic growth which will result to increased oil prices. In times of economic growth, people are encouraged to buy more properties. If there is no economic growth at all, people may restrict buying of properties.
- The economy in general: As mentioned earlier, the fluctuating oil prices affect the local and the global economy. If the prices are low, Singapore, being dependent to other countries for oil, can benefit from this phenomena. This means that households can have better spending power. On top of that, operational costs for business will decrease. However, for oil refinery sectors, the lower prices may slow down their growth.
Singaporeans were looking forward to hear the speech of the Finance Minister Tharman Shanmugaratnam about the 2015 budget. As expected, he highlighted the Silver Support Scheme and the improvement of Central Provident Fund (CPF) System.
However, many Singaporeans were surprised to hear other budget allocations. The budget allocations will directly affect the citizens. Whether it is good or bad for the other, we have to know some highlights. Here are some highlights:
- High-income earners: The Minister stressed that high-income earners (those who make at least $160,000) will have to pay higher income tax. The marginal rate now is 20%. Come 2016, high-income earners will have to pay additional 2% making it 22%.
- Car owners: There will be additional petrol duty rates for car owners. This is effective immediately. The premium grade petrol will increase to $0.20 per litre while intermediate grade petrol will increase to $0.15 per litre.
- Middle-income and low-income households: This year’s budget benefits the middle-income and low-income households. Middle-income taxpayers can enjoy 50% of tax rebate. As for the lower-income households, the GST Voucher will be intensified to $50 cash.
- Families with children: The minister also gave importance to the families with children saying that there is a new partner operator scheme that will complement to the already available operator scheme. The parents will be happy to know that these centres will offer lower fees. The government will also augment the Child Development Accounts of Singaporean children with ages six and below. These children will receive $600.
- SMEs: To encourage SMEs and other start-up businesses, the Minister declared that the National Research Fund will be increased to $1 billion.
Unless you’re working in a completely male milieu, your quest to meet the man of your dreams might take you to the bustling world of Internet. However, online dating isn’t as easy as you think. So, to exponentially increase your chance of getting a successful online dating experience, here are some of practical online dating dos and don’ts.
Online Dating DOs
- Play Some Dating Game. Whether you like it or not, dating is game and you’ll need to play the game for you to get what you want. This means that you’ll need to accept that chase is always part of the courtship process in an online dating setting. If you find a profile that catches your eye, send him a friendly email, an icebreaker, or even just a flirty wink. If that person responds to you, then the game is on.
- Represent Yourself Honestly. Though it can be easy to misrepresent yourself when dating online, you’ll be more likely to succeed in your online dating venture if you’re honest about who you really are. As you should always represent yourself honestly, expect the same thing in return from anyone you’d meet online.
- Do an In-Person Encounter When You’re Ready. Once you’ve already established a comfortable rapport between both of you, it’s already time to take your online dating into reality. For your first face-to-face date, opt for an afternoon coffee drink instead of an after-dark activity to ease of any signs of anxiety.
Online Dating DON’Ts
- Divulge Too Much Information Too Soon. Nobody is interested in reading a thesis-long information about you either on your profile, or on your initial email exchanges. It’s actually overwhelming for the other party and can be a total turnoff.
While it’s important to be open and friendly in the getting-to-know-you stage, it’s also necessary that you maintain a sense of mystery on yourself. Just share enough info about yourself to intrigue your prospective match, leaving him wanting for more.
- Never Lead Somebody On. This applies both for face-to-face and online dating. If someone you’re not interested with contacts you, never lead him on and just leave him hanging. Instead, send a short and thoughtful rejection from the start of your interaction.
- Never Jeopardise Your Own Safety. Your safety should always be your number one concern whether it’s online or real-life dating. Avoid giving away identifying information, and never agree to meet a complete stranger in an unfamiliar place. Your well-being and safety should be more important than pleasing a stranger by doing things that you feel are risky and unsafe.
Participating in an online dating site is not as bad as everyone thinks. Just make sure that you remain cautious of the person you’re dealing with and always put your safety as your top priority.