How Fluctuating Oil Prices Affect Us  

Here in Singapore, we often hear the fluctuation of oil prices. If it rises, we will sulk but if it falls, we will be in high spirits. Regardless of the fluctuation, we will surely be affected. Fluctuating oil prices affect everyone and Singapore’s economy in general.

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We have to explore how the fluctuating oil prices affect us. Here are the impacts of oil prices:

  • Transport prices: When we say fluctuation, it entails changes of value frequently or shifting back and forth with uncertainty. It is better if the prices are lower but if the prices are higher, the transport sector will be affected. This means higher fares or higher petrol for people who own private cars.

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  • Property prices: Rationally, the property prices do not imitate the rise and fall of oil prices but historically, we know that when the oil rise and fall, all things will follow. We only need to know that our consumption of oil escalates in times of economic growth which will result to increased oil prices. In times of economic growth, people are encouraged to buy more properties. If there is no economic growth at all, people may restrict buying of properties.

 

  • The economy in general: As mentioned earlier, the fluctuating oil prices affect the local and the global economy. If the prices are low, Singapore, being dependent to other countries for oil, can benefit from this phenomena. This means that households can have better spending power. On top of that, operational costs for business will decrease. However, for oil refinery sectors, the lower prices may slow down their growth.

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Highlights of the 2015 Budget  

Singaporeans were looking forward to hear the speech of the Finance Minister Tharman Shanmugaratnam about the 2015 budget. As expected, he highlighted the Silver Support Scheme and the improvement of Central Provident Fund (CPF) System.

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However, many Singaporeans were surprised to hear other budget allocations. The budget allocations will directly affect the citizens. Whether it is good or bad for the other, we have to know some highlights. Here are some highlights:

  • High-income earners: The Minister stressed that high-income earners (those who make at least $160,000) will have to pay higher income tax. The marginal rate now is 20%. Come 2016, high-income earners will have to pay additional 2% making it 22%.
  • Car owners: There will be additional petrol duty rates for car owners. This is effective immediately. The premium grade petrol will increase to $0.20 per litre while intermediate grade petrol will increase to $0.15 per litre.

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  • Middle-income and low-income households: This year’s budget benefits the middle-income and low-income households. Middle-income taxpayers can enjoy 50% of tax rebate. As for the lower-income households, the GST Voucher will be intensified to $50 cash.
  • Families with children: The minister also gave importance to the families with children saying that there is a new partner operator scheme that will complement to the already available operator scheme. The parents will be happy to know that these centres will offer lower fees. The government will also augment the Child Development Accounts of Singaporean children with ages six and below. These children will receive $600.
  • SMEs: To encourage SMEs and other start-up businesses, the Minister declared that the National Research Fund will be increased to $1 billion.

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The Dos and Don’ts of Online Dating  

Unless you’re working in a completely male milieu, your quest to meet the man of your dreams might take you to the bustling world of Internet. However, online dating isn’t as easy as you think. So, to exponentially increase your chance of getting a successful online dating experience, here are some of practical online dating dos and don’ts.

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Online Dating DOs

  1. Play Some Dating Game. Whether you like it or not, dating is game and you’ll need to play the game for you to get what you want. This means that you’ll need to accept that chase is always part of the courtship process in an online dating setting. If you find a profile that catches your eye, send him a friendly email, an icebreaker, or even just a flirty wink. If that person responds to you, then the game is on.

 

  1. Represent Yourself Honestly. Though it can be easy to misrepresent yourself when dating online, you’ll be more likely to succeed in your online dating venture if you’re honest about who you really are. As you should always represent yourself honestly, expect the same thing in return from anyone you’d meet online.

 

  1. Do an In-Person Encounter When You’re Ready. Once you’ve already established a comfortable rapport between both of you, it’s already time to take your online dating into reality. For your first face-to-face date, opt for an afternoon coffee drink instead of an after-dark activity to ease of any signs of anxiety.

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Online Dating DON’Ts

  1. Divulge Too Much Information Too Soon. Nobody is interested in reading a thesis-long information about you either on your profile, or on your initial email exchanges. It’s actually overwhelming for the other party and can be a total turnoff.

While it’s important to be open and friendly in the getting-to-know-you stage, it’s also necessary that you maintain a sense of mystery on yourself. Just share enough info about yourself to intrigue your prospective match, leaving him wanting for more.

  1. Never Lead Somebody On. This applies both for face-to-face and online dating. If someone you’re not interested with contacts you, never lead him on and just leave him hanging. Instead, send a short and thoughtful rejection from the start of your interaction.

 

  1. Never Jeopardise Your Own Safety. Your safety should always be your number one concern whether it’s online or real-life dating. Avoid giving away identifying information, and never agree to meet a complete stranger in an unfamiliar place. Your well-being and safety should be more important than pleasing a stranger by doing things that you feel are risky and unsafe.

Participating in an online dating site is not as bad as everyone thinks. Just make sure that you remain cautious of the person you’re dealing with and always put your safety as your top priority.

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Five Important Points That Vocal Instructors Teach

Music has long been known as a form of art powerful enough to melt hearts and stir emotions. However, this might not be the case if you’re stuck with same old boring singing style and tone. This is where having vocal training Singapore lessons becomes beneficial for a budding singer like you. Undergoing these lessons will help you improve the tone of your voice and develop a more diverse singing style. To prepare you in taking a voice training, here is a list of the points that you can expect to learn.

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1. Understanding Your Personal Song Repertoire

Ever since childhood, aspiring singers are told that the style of music that they choose to sing should be their personal choice. Although these song choices will still be limited by your voice range, tone and even your age. Well, it’s quite impossible to deliver the emotions needed in a rather mature song if you’re just a teenager. If you want to get the attention of the crowd, then understand and work on the repertoire of songs that you’ll be able to handle and perform well. It would also be wise for you to record your version of the song first and have your trainer listen to it before deciding to go big.

2. Improving Your Skills by Working with a Percussion Instrument

Veteran singers admit that singing with a percussion instrument is a great trick to get your beats right. Some voice trainers use this method in their vocal training Singapore sessions to improve not just the placement of lyrics and timing of breaths of their students, but also their tonal variation to match a song’s rhythm. The drums and bongos are the ideal instruments to use for this method. Also, your voice coach from www.milletmusic.com.sg in Singapore will most likely advice you to pick your own singing style statement, such as pausing after a vowel, or going treble after doing a double tap. If you’re not comfortable with these styles, there are still other ways for you to get the attention of your listeners, and even some music composers.

3. Train You Based on Your Vocal Requirements

Not all of us are blessed with an immaculate voice quality and tone, which is why most of us still need to undergo singing lessons or vocal training Singapore to improve our voice. Learning under a Singapore voice trainer who uses innovative ways to develop their student’s skills can also be a great way for you develop into a singer or performer of par excellence. These instructors will be able to assist and train you based on your present vocal skills using new and effective training methods.

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4. Develop a Connection with Other Singers

Aside from teaching new techniques and diverse styles of singing, voice coaches also encourage students to learn to connect with other singers. With this, you’ll be able to get hold of useful information from other singers and composers regarding the types of available singing courses that could help you get accustomed with new song genres and styles of singing.

5. Set Rhythms by Counting Beats

Most voice instructors require their students to count beats accurately. Doing this will help students set up their rhythm and improve their overall performance. An entire song composition is set on bars and beats, and it would be a smart move to go for a timing based on the rhythm perceived by your own ears. Once you got the tone, your feet can now easily follow the beat of the song. Also, keep in mind that most song are recorded in the counts of 8-beats. Knowing this will make it easier for you to count the beast and set your rhythm.

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Making a Big Comeback

6 Tips for Older Women Who Want to Re-Enter the Workforce

Settling down during their early 30s and having kids a year or two after are some of the reasons why most women leave the workforce. Some become full-time housewives, while some are still planning to take another shot to be back on the work field. If you’re one of the latter, here are six simple tips that you can do to achieve your most awaited comeback as a career woman.

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  1. Plan Your Path Ahead. A good way to kick-start your career comeback is to choose a profession that excites you and keeps you motivated to work, because most employers nowadays already values an employee’s motivation to work than her skill.

 

  1. Relive Some Connections. Staying in touch with your former colleagues is one of the greatest way to keep you updated on any job opportunities in their respective companies. Also, don’t hesitate to reach out to the new people who may become relevant for the new career path that you’ll be taking.

 

  1. Stay Active on Social Media. This doesn’t necessarily mean posting your resume online. Instead, post photos of you working on a particular project on an underdeveloped area in your Facebook or Instagram accounts. That way, your potential employer will be able to see how you’ll fit in with their corporate culture.

 

  1. Enhance Your Skills. Since you’re back for a new career direction, it’s imperative that you refresh and improve your skills, though studying to further hone your skills shouldn’t also be done on the last minute. Remember that you’ll get an extra confidence boost when you develop your skills for years, compared to when you do it in a just span of two to three months.

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  1. View Job Searching as a Temporary Full-Time Job. Now is not the time to feel bad or lazy about being unable to find a new job. You’ve experienced job searching before and conquered it, so you’ll be able to do it again. Just treat it as your temporary full-time job as you search for your real dream job.

 

  1. Research Your Role. Most successful businesses spend a lot of time researching, and the same thing goes for searching a job. Perform a thorough research on the position that you want to land on. If possible, plan your first few weeks as if you’re already working for the company and you’ll be able to answer interview questions like you’re already in the position.

Getting a second shot in the working field during your 40s will not be easy. However, staying positive and motivated during this time will surely land you your dream job even for the second time around.

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7 Types of Healthy Noodles You Should Be Eating  

Pasta can be a quick and tasty meal, but it’s not always good for your waistline and your wellness. If you love a plate full of spaghetti, here are the kinds of pastas you should be serving instead of the traditional ones.

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1. Whole Wheat Pasta – This type of pasta contains two more grams of protein and seven more grams of fibre per serving than traditional pasta. Moreover, whole grain pasta doesn’t undergo chlorine bleaching, which eradicates over three quarters of minerals and vitamins in white pasta.

2. Kelp Noodles – These clear, glossy noodles are made from seaweed that has been ground and mixed with water and salt. Kelp noodles are great for those who are conscious of their weight as half a cup of this noodle only contains around 30 calories.

3. Rice Pasta – Has slightly unusual texture, this pasta is wheat-free, gluten-free, and cholesterol-free, making it an ideal food choice for those who are watchful to their health.

4. Spelt Pasta – A cousin of wheat pasta, spelt pasta doesn’t seem to cause sensitive reactions in people who are intolerant of wheat.

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5. Shiritaki Noodles – Available in different shapes, from flat fettuccine to macaroni style, kelp noodles also boast a super low caloric content—20 calories for every four ounce of serving. Moreover, it contains much lower amount of fat, sugar, and carbohydrates than any other types of noodles.

6. Kamut Pasta – Kamut Pasta is the brand name for khorasan wheat. A type of durum wheat, this pasta can be eaten by individuals who are sensitive to wheat.

7. Quinoa Pasta – This good pasta has all the nutritional benefits. These benefits include high amount of protein, meaning it contains all kinds of amino acids that the body needs. It also has high levels of vitamin E, iron, calcium, magnesium, and riboflavin. Plus, it’s gluten-free.

Thanks to ever-expanding pasta aisles, health-conscious pasta lovers can now enjoy more delicious alternatives to traditional pasta. Get adventurous and treat yourself to more flavourful pasta dishes without putting your health or your weight at stake.

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Kid’s Health: 5 Stomach Ache Symptoms to Watch For  

Stomach aches can happen frequently, though most of them are just minor cases. However, some can be an indication of more serious things, so make sure to be in the know and stay alert when it comes to your child’s health.

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1. Abdominal Pain: This is simply a feeling of discomfort in the abdominal area. Most of time tolerable, but sometimes can hamper a child’s day-to-day activities.

See a doctor if: The pain just suddenly came and seems like it’s not going away.

2. Vomiting: In children and infants, vomiting is common. This happens when the child is too full or stomach contents are involuntarily brought up back to the mouth whether or not the child is full. It could also be a gastroesophageal reflux disease (GERD) if your child complains about a sour or foul tasting substance in the mouth or points the pain in the upper middle part of his abdomen.

See a doctor if: Vomiting has tinges of blood, or if it’s becoming more frequent and is accompanied by abdominal cramps and diarrhea.

3. Constipation: Constipation is among the three most common causes of tummy aches in kids. Adding more fibre to your children’s diet, along with prune juice or apple juice can help a lot in maintaining healthy digestion.

See a doctor if: You see signs of rectal bleeding. It could be a chronic constipation, which can be a sign of celiac diseases or underactive thyroid gland.

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4. Dehydration: When a stomach ailment causes your child to vomit more frequently, accompanied by diarrhea, he is at risk of dehydration. This means that the body will lack electrolytes and fluid to function properly.

See a doctor if: Your child shows signs of moderate to heavy dehydration, such as sunken fontanelle (the soft spot on an infant’s head), sunken eyeballs, constant thirst, absence of tears, and dry skin.

5. Diarrhea: This is a condition wherein the child produces loose or watery stool, usually three times in a day. In this condition, the consistency of the stool is much more important than the frequency of the bowel movements. So even if the child makes more than three movements a day, with formed stool, it doesn’t necessarily mean that it’s diarrhea.

See a doctor if: There’s mucus or blood in the stool and if it’s accompanied by abdominal cramps and fever or follows vomiting after a meal, as this could be a sign of food poisoning.

Tummy aches among children is common, but knowing what this indications could mean—along with other signs—can save your child from serious health condition.

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4 Best KTV Places in Singapore  

KTV’s are great locations to hang out with your friends and family. It’s also a fun way to release the hidden performer in you. Have fun, sing your heart out and bond with your friends. Here are some of the best places in Singapore to go karaoke singing.

TopOne KTV (1)

TopOne KTV

TopOne’s place is a very spacious and nice KTV studio in Singapore. There are several karaoke rooms you can choose from, ranging from rooms with disco balls, smoke effects and colorful lightings. There is also a recording studio where you can feel like a real deal singer and record your rendition of songs.

Party World KTV

Equipped with beautifully decorated rooms, excellent audiovisual systems and nice lightings, Party World KTV is a hit among its customers. Its branches are also conveniently located near Clarke Quay, an area popular for its eventful nightlife.

Tang Music Box KTV

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Tang Music Box is not only a place for karaoke and enjoyment. You can also shop and choose your own favorite foods and snacks while taking a karaoke break in the main hall called The Meeting Place. Here you can socialize with other customers and your friends in between sessions.

Ten Dollar Club KTV

For students who are short on budget for prestigious karaoke places, Ten Dollar Club KTV offers a more affordable but entertaining karaoke experience. This is really an affordable choice because you can bring your own food to save up on the expenses. If you are also bored of karaoke, pool tables are provided in the main hall.

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4 Best Night Clubs in Singapore  

After five days of being stuck with work and school, the weekends are sacred for people who want to have fun and release some stress. After dark, people from different walks of life gather to night clubs to dance the night away or just enjoy the festive vibe of the place and sip on some cocktails. In Singapore, these are some of the best nightclubs you can visit in Singapore.

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Zouk Nightclub

Men and women, in all ages, flock to Zouk for the ultimate clubbing experience. Zouk nightclub has four different clubs inside the establishment- Phuture, Velvel Underground, Zouk and Lounge. Music in Zouk is provided by DJs from the local and international party scene.

Attica

Located in Clarke Quay, Attica is one of the many clubs that are popular to its patrons because of the excellent music, drinks, food and the party atmosphere they provide. Ladies will not run out of cocktail options in Attica because they serve various drinks and desserts for women.

Club Kyo

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Club Kyo is a great place to experience authentic Japanese spirits, wines and alcoholic drinks. The place exudes a contemporary vibe because of its earthy interior. The minimalist interior design does not prevent the clients to enjoy Kyo’s dance floor and groove to the good music.

The Butter Factory

If you are a fan of R&B music, then it’s guaranteed you will enjoy this place. Quality R&B music will be provided by expert DJs while you catch up with friends and sip your favorite spirits.

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